THE FOLLOWING TERMS AND CONDITIONS, ALSO REFERRED TO AS “TERMS OF USE,” APPLY TO YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS WITH THE COMPANY IN CONNECTION WITH THIS WEBSITE. CLICKING ON WEB PAGES BEYOND THE WEBSITE’S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF USE, WHETHER OR NOT YOU COMPLETE YOUR TRANSACTION ON THE WEBSITE OR THROUGH OTHER CHANNELS, SUCH AS BY PHONE, E-MAIL, FACSIMILE, OR OTHERWISE. YOU MAY NOT USE THIS WEBSITE IF YOU DO NOT AGREE TO THESE TERMS OF USE.
Trademarks and Website Ownership
Financerecommend.com, also known as “we” or “us” or “Company” or “our,” owns and operates this website. FinanceRecommend.com owns the FinanceRecommend logo, the phrase “Smarter financial choices,” and the domain name financerecommend.com.
Use Permitted
You may agree that:
1、These Terms of Use govern and apply to your use of this website.
2、You will only access or use this website if you are above the age of 18.
3、You agree to follow and be bound by these Terms of Service as they appear on this website each time you visit and use it.
4、Your use of this website signifies and acknowledges your agreement to be governed by these Terms of Use, and
5、These Terms of Service constitute a legally binding agreement between you and financerecommend.com that is enforceable against you.
You promise that you will not use or try to use this website for any purpose other than receiving financial information. You may not use or try to use this website or any element of it for any of the following purposes:
1.that interferes with or provokes a violation of financerecommend.com’s contractual agreements with its workers,
2. that is illegal or forbidden in any manner, or that is damaging or detrimental to anybody or their property,
3.that sends any unsolicited ads, solicitations, schemes, spam, floods, or other unwanted commercial communications,
4.that sends any hazardous or incapacitating computer code or virus,
5.that collects email addresses from this website
6.that sends unsolicited email to this website or anybody whose email address includes the domain name listed on this website,
7.that disrupts our network services;
8.that seeks unauthorized access to our network services,
9.that implies a direct or indirect link or relationship with financerecommend.com;
10.that hinders or inhibits our capacity to run this website or the ability of any other person to use it, and/or
11.that clicks on or causes a visit to this website for the purpose of manipulating the results of any Internet search engine, or for any other purpose other than acquiring information regarding mortgage and finance-related matters;
12.that illegally impersonates or misrepresents your association with any person or organization;
13.that in any way damages kids, including but not limited to distributing or uploading material that violates child pornography statutes, child sexual exploitation laws, and laws banning the representation of minors engaging in sexual behavior;
14.that sends or uploads pornographic, violent, obscene, sexually explicit, discriminating, hateful, threatening, abusive, defamatory, insulting, harassing, or otherwise objectionable pictures or material;
15.that in any way hurts, threatens, harasses, abuses, or intimidates another person, or contains pictures or information that portrays, promotes, encourages, suggests, advocates, or tends to instigate the commission of a crime or other criminal activity;
16.that tarnishes or diminishes financerecommend.com or any of its affiliates’ name or reputation;
17.that transmits or uploads any information or photos infringing on the intellectual property rights or privacy rights of a third party; or
18.that sends or uploads any sensitive, proprietary, or trade secret information in an unauthorized manner.
Access to this Website
financerecommend.com reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.
Use of this Website
You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing, obtaining and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.
Advertising. financerecommend.com may allow third parties to advertise other products or services on the website. financerecommend.com does not endorse or recommend any such products.
Intellectual Property Rights
The following marks appearing on this website, including, but not limited to: financerecommend.com, FinanceRecommend, and financerecommend, and the respective logos, emblems, slogans and designs are trademarks and/or service marks of the company.
All other marks used on this website are the property of their respective owners.
Web Page Content: You acknowledge and agree that:
- all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of this website (collectively “Web Page Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, trade dress, and service marks; and
- all rights associated with the Web Page Content are owned by financerecommend.com, its licensors, or content providers.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
- in or as any meta-tag or hidden text;
- in or as part of any contextual marketing directory, index, or triggering term;
- as content or advertising related to any other website including, but not limited to, comparative/informational websites; and/or
- as a variable or data element in any algorithm that causes another Internet browser to appear on, over, or at the same time as the Company’s website or controls the content of any other Internet browser window.
Submissions. You acknowledge and agree that all submissions to financerecommend.com containing any comments, improvements, suggestions, and ideas regarding this website will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms of Use are later modified or terminated. This means that you forever disclaim any proprietary rights in such submissions, and you acknowledge financerecommend.com’s unrestricted right to use, publish, and commercially exploit, identical, similar, or derivative ideas originating from your submission, in any medium, now and in the future, without notice, compensation or other obligation to you or any other person.
Linking
Links to other websites are not under our control. This website may include connections to other websites on the World Wide Web for your convenience. Financerecommend.com does not support, authorize, sponsor, or control, and we are not responsible for, any of the content, services, computations, information, goods, or materials offered at or via any websites to which this website may provide a link. By using this website, you recognize and agree that financerecommend.com will not be liable to you or any other person for any damages or claims resulting from your use of such content, services, calculations, information, goods, or materials.
Revisions and alterations
You agree and recognize that we may alter or change these Terms of Use at any time, without prior notice to you, and that you will be governed by the contents of these Terms of Use as they exist on this website at the time you visit it. Because these Terms of Use are subject to change, we recommend that you review them often. Furthermore, you agree and accept that any other information, services, goods, and materials on or accessible through this website are subject to change and amendment without notice to you. You also realize and accept that specific adjustments to the Terms of Use may not be adjusted by contract unless explicitly granted in writing by a financerecommend.com authorized agent.
Location
You understand and accept that financerecommend.com is based in the United States of America and owns and administers this website from there. This website solely offers information on services and goods available in the United States. We offer no guarantee that the services or products described on this website will be available in the future.
(a) somewhere other than the United States or
(b) in each state of the United States. You understand and agree that you are solely responsible for adhering to any federal, state, and local laws that apply to your use of this website.
User IDs and Passwords
Certain portions or services of this website may be limited to those who have earned a user ID and password by completing the registration procedure outlined on this website. Please preserve and keep secret any user identity, password, or other identifying information you may get as a result of your use of this website. If you suspect your user identity, password, or other identifying information has been lost, stolen, or otherwise compromised, you agree to alert financerecommend.com immediately. You also acknowledge and agree that you are solely responsible for any damages or claims arising from any access to or use of this website by any person to whom you have provided your user identification, password, or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website after you have notified us that your user identification, password, or other identifying information has been compromised.
Privacy and Security
For information on how COMPANY uses and protects the personal information that you may provide through this website, please visit SECURITY/ PRIVACY POLICY
Indemnification
If you make any illegal use of this website or violate the Terms of Use: (a) you may be in violation of United States copyright and other laws, as well as relevant state laws, and may face penalties; and (b) you may be liable for damages caused to the Company. You agree to indemnify and hold harmless COMPANY and its affiliates, vendors, and licensors, as well as all of their employees, officers, directors, agents, and representatives, from all costs, claims, damages, expenses, or other losses, including attorney’s fees and court costs, that arise from or are related to your use of this website and/or your breach/violation of or failure to comply with the Terms of Service.
Disclaimers
The web page content on or accessible via this website is provided “as is” and without express or implied warranties of any kind. To the fullest extent permitted by applicable law, Company disclaims all express and implied warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. Company makes no representations or warranties about the web page content or its use. The web page content on or available via this website may include inaccuracies or typographical errors, and may become inaccurate as a result of developments that occur after their respective dates of preparation or publication. Company has no obligation to keep any web page content on or accessible via this website up to date or accurate.
You acknowledge and agree that Company is not, and will not be, liable for the consequences of any defects in this website or its operation. Concerning the operation of this website, Company expressly disclaims all warranties of any kind, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Company makes no representation or warranty that
(A) this website’s operation will meet your or any other user’s requirements;
(B) access to the website will be uninterrupted, timely, secure, or free of errors, viruses, or other harmful components; or
(C) any defects in this website will be corrected. You Agree That You, Not Company, Will Pay For All Servicing, Repair, Correction, Or Restoration Needed For Your Data, Software Programs, Or Computer Equipment As A Result Of Any Viruses, Errors, Or Other Problems You May Experience As A Result Of Using Or Visiting This Website.
Limitation of Liability
You Agree That Under No Circumstances Will Financerecommend.com Be Liable To You Or Any Other Person Or Entity For Any Damages Or Injury, Including Any Direct, Special, Incidental, Consequential, Or Punitive Damages, Or Any Damages Or Injury Caused By Error, Inaccuracy, Omission, Interruption, Defect, Failure Of Performance, Delay In Operation Or Transmission, Telecommunications Failure Or Computer Virus You Agree That Financerecommend.com Is Not Liable Even If We Or Our Authorized Representatives Were Advise Of The Possibility Of Such Damages.
Certain warranties may not be excluded under applicable law, nor may liability for incidental or consequential damages be limited or excluded. As a result, some of the limitations or exclusions listed above may not apply to you. However, Financerecommend.com’s total liability to you for damages, losses, and causes of action (whether in contract, tort, or otherwise) shall in no event exceed the amount paid by you, if any, in accessing or using this website or any of its web page content.
Application of Additional Terms
You acknowledge that certain features of this website, as well other products and services of financerecommend.com, including those that may be available through this website, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers.